NC 401K and NC 457 Plans

  • N.C. Supplemental Retirement Plans are administered by Prudential Retirement.  To enroll in the NC401K Plan, an employee must be a contributing member (full-time 30+ hrs. per week) to the N.C. Teachers & State Employees Retirement System. 

    The Prudential Retirement NC457 Plan is open to all full-time, part-time or temporary employees including rehired-retired teachers.

    There are no minimum contributions to participate in these plans.  Employees should contact Prudential Retirement directly at 1-866-NCPLANS (1-866-627-5267) to enroll, make changes, cancel your monthly contribution amount or to inquire about a loan/withdrawal.

    You may also contact our local representative, Ms. Jodie Musselwhite, Senior Retirement Education Manager, at (704) 219-9432 or  Ms. Musselwhite would be happy to assist you with enrollment, changes or to review your investment portfolio, etc.


    NOTE:  The amount that an employee can contribute to their NC401K Plan account in 2018 is $18,500 and an additional $6,000 if you are 50 years old or older by December 31, 2018 (per IRS requirement 402(g) limits). If an employee is participating in both a 401K and a 403b plan, the contribution limits must be coordinated so that the maximum deferral between the plans does not exceed $18,500 (or $24,500 if 50 or older in 2018).  Rollovers from previous employer retirement plans do not impact the maximum amount an employee can contribute to either of these plans. The contribution limits for 2018 can include Roth after-tax contributions, pre-tax contributions, or a combination of the two.  You may increase/decrease your contribution rate at any time.  You may stop contributions at any time.  Your account is always 100% vested.
    UCPS does not offer an employer match for these plans.